Borrow responsibly with affordable personal loans

Through partnerships with preferred lenders, you have access to low-cost loans to pay down existing, high-cost debt or take care of an emergency — conveniently repaid from your paycheck.

Choose from two preferred employee loan providers:

Salary Finance

Salary Finance is a national lender providing financial products and services that help you lead a happier, healthier financial life.

Firstmark Credit Union

Firstmark Credit Union is a passionate champion for the education community, providing financial products that put educators first.


Why consider an Employee Loan?

With higher acceptance than traditional lenders and repayments taken directly from your paycheck, Foundation 99 makes borrowing the money you need easier than ever.
Higher loan acceptance rates
Our partners have higher acceptance rates than other lenders since your employment history is considered more than your credit score.
Quicker Loan Deposits
Most of customers receive their loan proceeds within 2 business days of acceptance.
Built on trust and transparency
There are no hidden charges or unwanted surprises. You know exactly what you’re paying – no extra fees.
Easy Direct Repayment
We take payments on your payday, giving you comfort that you will never miss a payment.

Contact Us

Customer Service:
(888) 599-4245

Important Disclosures

This is an optional program, not a recommendation from your employer. Your employer does not benefit financially from offering this service and communications regarding your loan will be through Salary Finance directly.

This website is not authorized for use as an offer of sale or a solicitation of an offer to purchase investments. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or as an offer to provide advisory or other services in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this website should be construed as guaranteeing any investment performance.

This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.

Salary Finance Disclosures:
Salary Finance branded loans are offered by Axos Bank® Member FDIC, and are subject to eligibility, underwriting, terms and conditions, and approval. Salary deduction payments are not available to employees who work primarily in DC, IN, NH, NJ, NY and WV.