Debt: one of the unavoidable parts of adulthood. According to Experian, one of the three main credit reporting agencies in the United States, U.S. households owe more than $14 trillion in debt.* That means the average American owes more than $94,000 – so if you’re...
Many people may not realize it, but there is a strong relationship between psychology and finance. Attitudes about money management can be damaging or empowering, depending on the financial messaging and education that individuals, families, and entire communities...
April is National Financial Literacy Month – and we are suggesting some changes. Americans are in need of financial education and coaching, and the goal should be more than basic literacy, it should be financially empowering our communities. People are...
Contrary to what many want to believe, the racial wealth gap is currently widening rather than shrinking, most significantly between Black and White populations. One of the greatest obstacles to racial wealth equity is the myth that changes in individual behavior can...
Whether you’re a school district superintendent or one of its newest teachers, the idea of giving and receiving financial education in the workplace may seem new and puzzling. Yet studies show that fiscal education programs benefit employers and workers alike. Here’s...
Do you have large unrealized capital gains in your after-tax (non-retirement) portfolio? The question of how to strategically plan around large, embedded capital gains has become increasingly popular. The growth of the U.S. and other global economies since The Great...
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